Small and medium-sized businesses, in particular, did not have enough IT staff to handle the security functions necessary to establish and maintain a digital certificate authority. Server certificates are usually used to encrypt secure on-line transactions, such as purchases made with credit cards. These requirements made it expensive and time-consuming to procure certificates, so many organizations simply went without. If you conduct business transactions or exchange sensitive information with customers on-line through the Internet, then digital certificates are vital. Usually, the more expensive the certificate, the more rigorous the identification process will be. The certificate you choose to purchase depends on what type of information you want to identify. The simplest way to get a digital certificate is to buy one on-line with a credit card. Because of the anonymity afforded by on-line merchandising, it didn't take long for some unscrupulous website owners to discover the ease of deception afforded by the Internet, and take advantage of unsuspecting customers who had no way of verifying that they were legitimate. Doing Internet business was remarkably different from meeting someone face-to-face in an office to shake hands, sign this excellent website papers, and exchange money. Depending on what kind of certificate you want, you might be required to fax documents proving your identity―a process known as 'vetting'before you are issued a certificate.
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